Compliance

Compliance is our foundation.

At Equator Finance, compliance is a core part of how we operate. We provide regulated financial infrastructure for businesses moving funds across fiat and digital rails.

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Onboarding
KYC / KYB
Monitoring
AML
Registered office
Kampala, UG

Regulatory standing

Registered with the Financial Intelligence Authority.

The Financial Intelligence Authority is Uganda's supervisor for anti-money laundering and counter-terrorist financing.

Financial Intelligence Authority, Uganda

Verification & screening

Powered by Didit, from onboarding to every transaction.

We run identity verification and screening on Didit, so every customer, counterparty and wallet is checked before funds move.

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Didit

  • AML screening and monitoring

    Customers and counterparties are screened against sanctions, PEP and watchlists at onboarding, then re-checked on an ongoing basis.

  • Transaction monitoring

    Transactions are watched for unusual patterns, with alerts raised for review.

  • Wallet screening

    Wallet addresses are checked for exposure to sanctioned or high-risk activity before funds move.

  • KYC verification and more

    Identity documents and liveness checks confirm who a customer is, alongside business verification for companies.

Framework

The compliance & risk framework.

Client Onboarding: KYC & KYB

All our clients are onboarded through formal Know Your Customer (KYC) and Know Your Business (KYB) processes.

  • Identity of individuals and authorized representatives
  • Company registration and legal status
  • Beneficial ownership and control
  • Source of funds and business activity

Strict Institutional Grade KYC Path

AML & Crime Prevention

We operate a comprehensive AML and financial crime prevention program to detect and report suspicious activity.

  • Continuous screening against sanctions and watchlists
  • Ongoing transaction monitoring
  • Customer risk classification and periodic reviews
  • Internal escalation and reporting procedures

Full AML/CFT Framework Support

Sanctions & Jurisdictions

We do not provide services to clients in sanctioned or prohibited jurisdictions outside our risk appetite.

  • International sanctions lists screening
  • Politically Exposed Persons (PEP) databases
  • Adverse media sources tracking
  • Strict restricted jurisdiction protocols

Real-time Sanctions List Screening

Monitoring & Audit Trail

All transactions processed through Equator Finance are subject to rigorous real-time monitoring.

  • Real-time monitoring and alerts
  • Full audit trails and transaction records
  • Reconciliation and reporting controls
  • Operational integrity across all settlements

Complete Transaction Traceability

Data Protection

Client data is handled with strict confidentiality and alignment with applicable data protection regulations.

  • Secure data storage and encryption
  • Access controls based on role and responsibility
  • Internal data protection policies
  • Multi-layer data security protocols

Global Privacy Standards Aligned

Governance & Oversight

Our compliance program operates under senior management oversight and regular internal reviews.

  • Dedicated compliance leadership
  • Written policies and procedures
  • Regular internal reviews and audits
  • Ongoing staff training

Board-Level Compliance Oversight

Our commitment

Compliance is not a checkbox. It is how we protect.

Equator Finance is committed to operating a trusted, compliant, and reliable financial infrastructure for businesses operating across emerging and frontier markets. It is the foundation of our long-term partnerships.

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